Our Blog

  • Discovering the Difference of Home Loan Options

    May 07th 2024

    Navigating the world of home loan options can be a daunting process, especially for those stepping into the real estate market for the first time. With a plethora of loan options available, it’s crucial to find a loan officer that is knowledgeable and has access to many home loan options. It will not only help […]

  • Should You Lock In Your Mortgage Rate?

    Feb 18th 2024

    When it comes to buying a home and securing a mortgage, one of the biggest decisions you’ll face is whether or not to lock in your interest rate. With interest rates constantly fluctuating, it can be difficult to know when the right time is to lock in your rate. In this blog post, we’ll explore […]

  • Navigating the Mortgage Process

    Oct 13th 2023

    Get the Most Out of Your Home Loan With First Home Equity Loans – A Guide to Navigating the Mortgage Process One of the most crucial steps in buying or refinancing a home is to navigate the mortgage process. This involves an understanding of the requirements of various lenders, the types of mortgages available, and […]

  • 5 Steps to Prepare Your Finances for Homeownership

    Aug 25th 2023

    Buying a home can be both exciting and overwhelming, but requires Prepare Your Finances for Homeownership. A first-time homebuyer, you need to be financially prepared to take on such a huge investment. To help you get started, we’ve prepared five steps to help you get ready for homeownership. Assess Your Current Financial Situation Before you […]

  • How to get a mortgage with student debt.

    Jun 23th 2023

    As a Mortgage Advisors, we know that more than 43 million Americans have student loans. Many more are hoping to buy a home while still paying off student debt. The good news is that student loans are treated just like any other debt when applying for a mortgage. Having student loans can be more challenging, […]

  • USDA Loan Advisor and the Benefits

    Jun 05th 2022

    With rates now slowly increasing, good credit and consistent steady income are important. But may not be enough to qualify for your home or land for your dream farm. A USDA Home Loan Advisor at First Home Equity Loans is qualified and has a desire to help you. So What is a USDA Loan? One […]

  • 4 Common Home Buyer Mistakes to Avoid

    Mar 17th 2022

    You’ve been pre-approved for your mortgage, and you’re just waiting on that magical closing date when you can get the keys and move into your dream house. Let’s avoid these Home Buyer Mistakes! It is great to be in the home stretch and it feels good for sure. There are a few things that can […]

  • One Income Home Loan – Tips To Prepare

    Feb 22th 2022

    You bet there is an option for a One Income Home Loan, two incomes are not required to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re buying your first property on your own or buying a family home with one […]

  • Fannie and Freddie Lower Costs

    Aug 06th 2021

    Fannie Mae and Freddie Mac have taken steps to reduce/remove a cost for those looking to refinance their homes. A 50 basis points increase that was implemented during the pandemic to help offset some of the expected losses, was eliminated earlier this week. Why was the refinance fee needed? Fannie Mae and Freddie Mac are […]

  • Different Loans Explained

    Jul 09th 2021

    Different Loans for different folks…  While they accomplish the same goal, every mortgage is different. If you are a first-time homebuyer, ready to buy a vacation home in the mountains or the beach, or maybe you are looking to buy investment property or rentals. Your financial situation will begin to dictate the type of loan […]