My Clients Say

  • As a professional in the field of real estate it's essential to find the best lenders for my customers. Ted Smith is swift in communicating, offers incredible products and makes the process easier and more enjoyable than most I have dealt with. People don't just need info, they also need someone who can deliver it in the right way, eliminating the confusion and anxiety which is so often a byproduct of the process. Ted is able to do just that. This is why we chose him to finance our own home purchase recently. - Cal Brown
  • We just had a wonderful experience with Ted Smith. A real nice guy and a straight shooter. - David Glaza
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Mortgage Advisor /
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I have been working in the mortgage business for over 23 years. When I moved to St. Augustine, I did not know many people but started knocking on doors and landed a job with a retail mortgage company which was providing mortgage services to one of the largest real estate offices in the area. I was hired to work in an office in St. Augustine and later became responsible for the Beach office as well.

I am now working in the Wholesale Market as a Mortgage Broker for First Home Equity Loans where I am able to place loans with many lenders in the wholesale market. This has been a whole new and very rewarding experience and my referral partners seem to be very happy that I have such a great outlet for loans of all types to suit the various needs of our buyers.

I am probably most well-known for my attention to detail and great customer service and communication skills.

I have worked well with all levels of buyers and refinance customers. If you are looking for great service and advice you have come to the right place. Thank you for visiting and give me a call, text or email and expect an immediate response. I look forward to hearing from you.